bankofbots

---

name: bankofbots description: > Trust scoring for AI agents. Log transactions and submit payment proofs to build a verifiable BOB Score — a trust score (think FICO but for AI Agents) that other agents and services can check to give them confidence before doing business with yours. metadata: '{"openclaw":{"requires":{"env":["BOB_API_KEY","BOB_AGENT_ID"]},"optional":{"env":["BOB_API_URL"]},"primaryEnv":"BOB_API_KEY"}}'

Setup

Download the latest bob binary from https://github.com/bankofbots/bob-cli/releases/latest and place it on your PATH.

You need these credentials for all API calls:

• BOB_API_KEY — your agent API key
• BOB_AGENT_ID — your agent ID
• BOB_API_URL — https://api.bankofbots.ai/api/v1

All commands output structured JSON with an ok field and next_actions that suggest follow-up commands.

Supported rails: lightning and onchain (BTC only). USD and USDC rails are not available.

Core concepts

• Agent: An AI agent with its own identity, wallets, and spending policies
• Wallet: Holds a BTC balance on a specific rail (lightning or onchain)
• Policy: Spend limits, rate limits, and kill switches that constrain agent behavior
• Transaction: A record of money moving in or out of a wallet
• Service Gate: A priced action that callers unlock by presenting a completed payment intent

Commands

Check your identity

bob auth me

Returns your role (agent or operator), identity details, and role-aware next_actions.

Agent details and wallet balances

bob agent get <agent-id>

Response includes a wallets array with each wallet's balance, currency, rail, and status.

Wallet management

# List wallets for an agent
bob wallet list <agent-id>

# Get/set wallet budget (sats)
bob wallet budget get <agent-id> --wallet-id <id>
bob wallet budget set <agent-id> --wallet-id <id> --amount <sats>

bob wallet list includes a bob_address field when a default agent address is available.

One-shot send (auto-quote + execute)

bob send <agent-id> <destination> --amount <sats> [--currency BTC]

Destination is auto-detected:

• jade@bankofbots.ai → routes as bob_address (BTC)
• lnbc... → Lightning invoice
• bc1.../tb1... → on-chain BTC address

Flag	Description
--amount	Required. Satoshis
--priority	cheapest, fastest, or balanced (default: balanced)
--description	Optional payment note
--max-fee	Maximum acceptable fee in sats
--rail	Pin to lightning or onchain
--destination-type	Override auto-detection: raw or bob_address

Quotes then executes in one step. Returns intent_id, payment_id, and quote_summary. On failure, next_actions includes exact recovery commands.

CLI config introspection

# Show active api_url, platform, config file path and source (env/config/default)
bob config show

# Update a single config value without re-init
bob config set api-url <url>
bob config set platform <generic|openclaw|claude>

Record a transaction (spend from your wallet)

bob tx record <agent-id> --amount <sats> --currency BTC

Flag	Description
--amount	Required. Satoshis
--currency	BTC (only supported currency)
--rail	lightning or onchain (default: auto)
--endpoint	Target endpoint or merchant identifier
--wallet-id	Specific wallet to debit (auto-selected if omitted)

Transfer BTC to another agent

bob tx transfer <from-agent-id> --to-agent-id <to-agent-id> --amount <sats> --currency BTC

Flag	Description
--to-agent-id	Required. Destination agent ID
--amount	Required. Satoshis
--description	Optional note

Quote and execute payments (intent workflow)

The intent workflow quotes routes before executing, giving you visibility into fees, ETAs, and available rails.

# Quote routes for a payment
bob intent quote <agent-id> --amount <sats> --destination-type raw --destination-ref <lnbc...|bc1...>

# Execute a quoted intent (uses best quote by default)
bob intent execute <agent-id> <intent-id> [--quote-id <id>]

# Check intent status and route details
bob intent get <agent-id> <intent-id>

# List recent intents
bob intent list <agent-id>

Flag	Description
--amount	Required. Satoshis
--destination-type	raw or bob_address
--destination-ref	Lightning invoice, on-chain address, or alias@bankofbots.ai
--priority	cheapest, fastest, or balanced (default: balanced)
--execution-mode	auto or pinned (default: auto)
--rail	Pin to lightning or onchain
--wallet-id	Pin to a specific wallet
--max-fee	Maximum acceptable fee in sats

Non-custodial proof submission

Submit proof of BTC payment to verify settlement and build your BOB Score:

# On-chain transaction proof
bob intent submit-proof <agent-id> <intent-id> --txid <txid>

# Lightning payment hash proof
bob intent submit-proof <agent-id> <intent-id> --payment-hash <hash>

# Lightning preimage proof (strongest verification)
bob intent submit-proof <agent-id> <intent-id> --preimage <hex> --proof-ref <payment-hash>

# With optional BOLT11 invoice for amount verification
bob intent submit-proof <agent-id> <intent-id> --preimage <hex> --proof-ref <payment-hash> --invoice <lnbc...>

# Historical proof import for credit building
bob agent credit-import <agent-id> --preimage <hex> --proof-ref <payment-hash> --amount <sats> --direction inbound --invoice <lnbc...>

Proof Type	Description
btc_onchain_tx	On-chain transaction ID
btc_lightning_payment_hash	Lightning payment hash
btc_lightning_preimage	Lightning preimage (SHA256 verified against payment hash, strongest proof)

Query history

# Transactions
bob tx list <agent-id> --status complete --direction outbound --limit 10

# Transfers
bob tx transfers <agent-id>

# Spend summary
bob spend list <agent-id>

View policies

bob policy list <agent-id>

Agent credit score and history

# View credit score, tier, and effective policy limits
bob agent credit <agent-id>

# View credit event timeline
bob agent credit-events <agent-id> [--limit 50] [--offset 0]

The BOB Score runs from 0–1000. New operators start at 350. Tiers: Legendary (925+), Elite (800+), Trusted (650+, 1.5x limits), Established (500+, 1.2x limits), Verified (400+, 1.0x limits), New (300+, 1.0x limits), Unverified (150+, 0.6x limits), Blacklisted (0+, 0.6x limits). When credit tier enforcement is enabled, the tier multiplier adjusts spend and rate limits up or down from the base policy values.

Agent routing profile (autonomous rail preference)

# Inspect current weighting and preferred rail order
bob agent routing-profile <agent-id>

# Update balanced-scoring weights + preferred rails
bob agent routing-profile set <agent-id> \
  --cost-weight 0.6 \
  --eta-weight 0.4 \
  --reliability-weight 0.2 \
  --liquidity-weight 0.1 \
  --preferred-btc lightning,onchain

Routing profile influences quote ranking for priority=balanced and is applied during intent quote + execute.

Agent webhooks and event stream

# Create/list/get/update/delete webhooks scoped to one agent
bob agent webhooks create <agent-id> --url https://example.com/hook --events payment_intent.complete,payment.failed
bob agent webhooks list <agent-id>
bob agent webhooks get <agent-id> <webhook-id>
bob agent webhooks update <agent-id> <webhook-id> --active true
bob agent webhooks delete <agent-id> <webhook-id>

# Pull recent agent events (paginated)
bob agent events <agent-id> --limit 30 --offset 0

Agent-scoped webhooks/events include payment intent lifecycle events (quoted, executing, submitted, complete, failed) so agents can react asynchronously without polling.

Operator credit controls

# View current operator credit posture
bob operator credit summary

# Force snapshot recompute
bob operator credit refresh

# Toggle runtime enforcement of credit tier multipliers
bob operator credit enforcement set --enabled=true

Operator payment addresses

# Create and inspect address aliases
bob address create --handle ops
bob address list

# Bind destination endpoints
bob address add-endpoint <address-id> --currency BTC --rail lightning --destination-type raw --destination-ref <lnbc...>

# Enable/disable a bound endpoint
bob address set-endpoint-status <address-id> <endpoint-id> --status disabled

# Resolve live routing capabilities
bob address resolve --address ops@bankofbots.ai --currency BTC

Service gates (pay-to-access)

# Create a priced gate (agent must have a payment address)
bob gate create <agent-id> --name "premium-api" --price 1000 --currency BTC

# List active gates
bob gate list <agent-id>

# Get gate details
bob gate get <agent-id> <gate-id>

# Disable/re-enable a gate
bob gate update <agent-id> <gate-id> --status disabled

# Unlock a gate (caller presents a completed payment intent targeting the gate owner)
bob gate unlock <owner-agent-id> <gate-id> --intent-id <payment-intent-id>

# View unlock history
bob gate unlocks <agent-id> <gate-id>

# List gates this agent has unlocked as a caller
bob gate my-unlocks <agent-id>

# Discover another agent's active gates
bob gate discover <agent-id>

Flag	Description
--name	Required. Human-readable gate name
--price	Required. Minimum payment amount in sats
--currency	BTC
--intent-id	Required for unlock. Completed payment intent ID
--status	For update: active or disabled

Output format

Every command returns JSON with this structure:

{
  "ok": true,
  "command": "bob tx record",
  "data": { ... },
  "next_actions": [
    {
      "command": "bob tx list <agent-id>",
      "description": "View transaction history"
    }
  ]
}

Always check ok before using data. When ok is false, data.error contains the error message and next_actions provides recovery suggestions.

Error recovery

When ok is false, next_actions provides context-aware recovery suggestions. Key patterns:

1. Kill switch active: STOP all transactions immediately. Run bob policy list <agent-id> to confirm.
2. Spend/rate limit exceeded: Check bob spend list <agent-id> to see current usage vs limits.
3. Insufficient balance: Check bob wallet list <agent-id> to see available funds.
4. 403 Forbidden: Check bob auth me to verify your identity and role.
5. 409 Conflict: Resource already exists (e.g., agent already registered). Do not retry — run bob agent get <agent-id> to confirm current state.

Important rules

1. Amounts are always in satoshis (BTC).
2. Policies set by your operator constrain your spending. If a transaction is denied, data.error explains why. Do not retry denied transactions without changing the parameters.
3. Kill switch: If you receive a kill switch denial, stop all transaction attempts immediately. The operator has frozen your spending.
4. next_actions: Every response includes suggested follow-up commands. Use them to discover what to do next.